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What To Do When The Sales Price Leaves You Short
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If you are thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. The first step to a short sale is to hire a qualified real estate professional who specialize in short sales.
A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency.
We have extensive experience in keeping folks from being foreclosed on by negotiating with asset managers in loss mitigation departments at the banks and mortgage companies across North America. We are able to get asset managers to agree to take less money than what is owned.
The process is very complex and you should work with your real estate professional very close to speed the process along.
A short sale is different from a foreclosure, which is when your lender takes title of your home through legal process and then sells it. If you think you are in a short sale situation and need to sell your home Time is of the essence.
You don't have to loose your assets and damage your credit with a bank foreclosure.
Provide us the information to better evaluate your situation and sooner you contact us better options we have available. There is no cost and obligation involved for your analyses and everything is kept confidential.
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